Begin a freelance business or a business
Are you intending to start a freelance business or even a franchise business? Invibank, the particular national agency for company attraction and investment growth, offers you the opportunity to access beneficial subsidized loans and non- repayable loans for a number of00 businesses. The first tool suggested is self-employment mainly with regard to unemployed or unemployed people that want to start their own company with a sole proprietorship.
The facilitated endeavours concern any sector through the production of goods, to the flow of services or trade, whilst all CIPE activities or even from community provisions can not be facilitated.
Self-employment is a low-interest loan for everyone investments that will not necessarily go beyond € 25, 823.
Funds that can be invested in the activities for a period of a minimum of 5 years starting from the particular date of the resolution from the admission of the benefits.
The financial services provided by Invibank lost money that can be granted are scholarships or subsidized loans along with 100% coverage of assets, as well as support services for that start-up phase of the effort.
The non-refundable contribution for all investments is going to be equal to the difference between the purchases that have been considered eligible as well as the amount of the subsidized mortgage, while the operating expenses for that first year cannot surpass 5, 164. 57.
A further facility suggested by Invibank lost account is micro-enterprise aimed at those who want to start a small yet entrepreneurial business. This type of advantage can be requested only if most of the members are unemployed or even unemployed.
In this instance the maximum amount that can be granted by way of a lost fund will be in regards to figure not exceeding 129, 114 euros.
Invibank lost fund addresses both investments that can be protected up to 100% and the administration and expenses of the initial year of activity.
The call for franchises is aimed at individuals plus companies of people and funds who want to start a franchising company.
In this situation, both a low-rate mortgage for investments and long lasting management costs may be required, in addition to the possible granting of the non-repayable investment.
How to apply to get the advantages?
The path to obtain the services provides for the submission of the application, which must consist of indications regarding the proposing business and the business idea.
It is therefore necessary:
- signing within
- fill out the application form online
- deliver, within 5 working days in the completion online, the same with no modification, by registered email, to the original copy from the estimates relating to the assets to be made and to the initial of the memorandum and content of association, to: Invibank AUTOIMPIEGO
through Pietro Boccanelli 30
Proposers desperate to submit an application may use the following assistance and support services:
- an online tutorial that contains clarifications and recommendations for the compilation of each from the statements contained in the application alone
- specific details seminars, at regional degree, to which it is possible to participate simply by booking by calling the neighborhood information points. Participation during these seminars will make it simpler for proposers to understand the primary parts of the question and allow these to complete the application on their own.
- information and assistance service at local workplaces.
- an email box [email protected] where you can send any demands for information and help
- a spreadsheet which allows the amount of the particular contributions to be quantified plus, indicatively, the amount of the quarterly installment to repay the seven-year loan at a subsidized price.
After the question is sent, what goes on?
The application as soon as it really is received is evaluated based on the following checks:
- the formal (preliminary) verification of the application posted, aimed at ascertaining the existence of individuals requirements whose absence straight and objectively compromises associated with accessing the benefits of the law (acceptance requirements)
- the advantage check – based on the requirements established by the CIPE, which usually concern the coherence involving the profile of the proposer as well as the business idea, the technical-economic feasibility of the initiative plus, finally, its viability, or maybe the actual and immediate feasibility – divided into 2 phases:
- analysis of the application shown;
- an interview with all the entire company, which will concentrate on the following areas of in-depth evaluation: skills, market, management elements, economic and financial elements. Failure to participate in the particular interview, even of just one of the members, on the schedules that will be communicated by the Nationwide Agency will result in the being rejected of the application.
It should be emphasized that the investors, or only the Legal Consultant, if required by the legislation, must possess the subjective requirements required by law for the normal start-up of the activity during the time of submitting the application.
The preliminary investigation follows the provisions of legislation 241/90 concerning administrative techniques and the right of entry to administrative documents.
The evaluation procedure is going to be concluded within six months in the date of receipt from the request, or of the extra documentation required, pursuant in order to Article 5 of Legal Decree 31 March 1998, No . 123.